Looking for a great affordable auto loan rate on a new Honda, or used car in Petaluma? Look no further than the auto financing team at Hansel Honda! We work with the area's top lenders to secure a low interest car loan...fast. Whether your credit is good, or not so good, Hansel Honda will work with you to find the car loan in Petaluma that fits your budget. Begin the process of securing an auto loan or lease by filling out Hansel Honda's online finance application form from the comfort of your home or office. We will contact you as soon as we review your application.
Once you are pre-approved, come in to our Hondfa dealership, located at 1310 Auto Center Dr., Petaluma, CA 94952, or search our extensive inventory of new Honda cars, and used cars, right here on our state-of-the-art website. We know you'll find the car, truck, or SUV which suits your lifestyle at Hansel Honda!
Feel free to contact us online, or give us a call at (800) 229-8611.
1310 Auto Center Dr.
Petaluma, CA 94952pause
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.